TL;DR (5-Second Read)
💡
Overview
Montrack prototype helps Gen-Z build healthy financial habits through goal-driven tracking, smart nudges, quick 3-step input, and visual badges.
🚨
Problems
78%
Of users “lose track” of spending
63%
Quit budgeting apps within a week due to clutter and overwhelm
🧩
Solutions
Goal Setting — set fun targets like “Save $100 for concert”
Smart Nudges — friendly reminders like “Hey, you’ve overspent today”
Quick 3-Step Input — record expenses in just 12 seconds (vs. 45s average!) ⚡️
Visual Badges & Progress — celebrate small wins with progress bars & badges
📈
Impacts
93%
Tasks success rate
85
SUS score (industry avg 68)
“A budget is telling your money where to go instead of wondering where it went.”
- Dave Ramsey
🚀 Start Here
The Beginning: A Problem We All Know Too Well
Ever felt like your salary just… disappears?
I did too. Every month I’d promise myself to track expenses—but a few days later, I’d forget or get too lazy. Turns out, I wasn’t alone. Many people struggle to manage money consistently because tracking feels boring or complicated.
That’s how Montrack was born — a mobile app designed to help people track, plan, and achieve their financial goals in a simple and fun way.
Research: Making Sure the Problem Is Real
Before jumping into design, I wanted to make sure this wasn’t just my personal issue.
So I ran a user survey, and here’s what I found:
They haven't found an effective and efficient way to do it.
It's challenging to control themselves from buying unnecessary items.
They often forget to record their finances.
They are reluctant to record their finances, leading to sudden increased expenses.
Lack of accuracy in their planned estimates.
The insight was clear — people need a finance app that’s not just functional, but also pleasant and easy to use.
🔍 Survey Question
What do you usually do to manage your finances?
What are the challenges you face when managing your finances?
What do you typically do to overcome these challenges?
Have you ever tried using a financial management app? If yes, what is the name of the app?
What do you like about the app? For example, its user interface, ease of use, goal-setting features, budgeting, etc.
What do you feel is lacking in the app? For example, the absence of goal-setting or budgeting features, etc.
What features do you think are essential for a financial management app?
Define & Ideate: Finding the Right Direction
After understanding the pain points, I narrowed down what users truly need:
A quick and effortless way to record transactions
The ability to set clear financial goals
Insightful summaries to track progress
I created a user persona named Aditya Natanael, a graphic designer who wants to save money. Aditya became my design compass — helping me keep the experience relatable and human.
Design Process: From Sketch to Interface
I started with a moodboard — soft colors, rounded icons, and friendly typography to make finance feel approachable.
Then I sketched ideas, built wireframes, and moved to high-fidelity mockups in Figma.
Key features I designed:
Dashboard with income and expense summary
Transaction tracking by category
Financial goals section for saving targets
Daily motivational quotes 💸
The goal was simple: make managing money feel like playing a game, not doing homework.
Making a dots from shape
Creating Mockups
The Result: Meet Montrack
Once the prototype was ready, I ran usability tests to see if users could explore the app naturally.
Here’s what I learned:
Some users got confused between “Budget” and “Goal” sections
They loved the clean interface, but wanted more reminders and guidance
I refined the navigation flow and added subtle micro-interactions to make the experience smoother and more enjoyable.
Testing & Iteration
Once the prototype was ready, I ran usability tests to see if users could explore the app naturally.
Here’s what I learned:
Some users got confused between “Budget” and “Goal” sections
They loved the clean interface, but wanted more reminders and guidance
I refined the navigation flow and added subtle micro-interactions to make the experience smoother and more enjoyable.
Reflection & Key Takeaways
From this project, I learned that:
Good design turns difficult habits into easy, enjoyable experiences.
Montrack reminded me that UX design isn’t only about visuals — it’s about creating tools that shape positive behavior through meaningful experiences.